Effective Interest Rate (APR) Calculator
Discover the true cost of your business loan by BSA & Company
1. Loan Details
2. Upfront Deductions
Stamp duty, document charges, etc.
Effective Rate Analysis
Effective APR
Quoted Rate
Bank's advertised rate
Net Cash Received
Monthly EMI
Disbursal Breakdown
Loan Amount Sanctioned
Total Deductions (Fees)
GST on Fees (18%)
Actual Cash In Bank
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Hidden Cost Warning
Upfront fees consume of your total loan amount before you even receive it.
Your true cost of borrowing is higher than the bank's advertised rate.