Prepay vs. Invest Modeler
Strategic Wealth Analysis by BSA & Company
Debt Profile
Capital Allocation
Extra cash available beyond standard EMI.
Base EMI: /mo
Terminal Net Wealth
*Assuming all capital (EMI + Surplus) is invested after the loan is paid off.
Scenario A: Pure Prepay
Loan paid off early
Scenario B: Pure Invest
Loan paid over full
Scenario C: Hybrid 50/50
Loan paid off early